Apr 23, 2025 | Study Notes, Life & Health
Dental Definitions Restorative – RESTORES teeth Oral Surgery: Prosthodontics – Prosthetic/Fake/Dentures Endodontics – INside the teeth Periodontics – Perimeter of the teeth Orthodontics – Outside of teeth/On top of teeth Basic...
Apr 21, 2025 | Study Notes, Life & Health
HSA, FSA, HRA & MSA Most likely going to be tested on: HSA – Health Savings Account A way to save money, before taxes, to help pay for medical costs. You MUST have a High Deductible Health Plan to qualify for an HSA. The money can roll over year to year. If...
Mar 12, 2025 | Life & Health, Study Notes
Types of Life Policies: Key Points TERM Life Insurance Duration: Lasts for a specific term or set amount of time. Cost: Generally the least expensive option. Purpose: Ideal for those needing coverage for a specific period, like until a child finishes college or until...
Mar 10, 2025 | Life & Health, Study Notes
Whole Life, Cash Value and Automatic Premium Loans A Whole Life policy is saving your OWN money for your OWN death, but if you happen to die early, life insurance will kick in to make up the difference of what you didn’t save. Check out this chart. The top of...
Mar 7, 2025 | Life & Health, Study Notes
Insurable Interest A valid insurable interest may exist between the policy owner and the insured when the policy is insuring any of the following: Policyowner’s own life; The life of a family member (a spouse or a close blood relative); or The life of a business...
Mar 3, 2025 | Life & Health, Study Notes
Completing the Application Role of the Agent: Think of yourself as an agent who visits clients at their homes to fill out insurance applications and later, to deliver the issued policies. Understanding Underwriting Purpose of Underwriting: To gather info about the...
