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P&C: Types of Liability

Women wearing yellow headphones studying in front of a laptop wording study notes

P&C: Types of Liability

Liability basically means “you’re responsible for this.”

There are three types of liability: Absolute, Strict and Vicarious.

Absolute Liability – You’re absolutely at fault, what you did was so reckless and dangerous we don’t even have to prove it. Common Examples: Swimming Pools and Owning Animals. Swimming pools?! Yes, you dug a hole in the ground and filled it with water which people can drown in.

Strict Liability – This is STRICTLY about products. Exploding cell phones, faulty tires. Etc.

Vicarious Liability – Based on an old English law that says the “master is responsible for the acts of the servant.” Today it means Parents are responsible for the actions of their kids and Employers are responsible for their employees.

Recommended: Gold

The GOLD Course is ALWAYS the recommended class series for all students as it teaches the material in more depth. Over 30 hours of the most in depth classes with a more intensive teaching of the topic. Learn more about P&C GOLD

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