Fast Track Your Insurance Exam Success
The Royal Treatment Fast TrackUltimate bundle for Life & Health Insurance Candidates.
Everything You Need to Pass – Quickly and Confidently.
Exclusive

The Exclusive $169 $297 Bundle Includes:
Gold Classic (Value: $97)
Engaging, easy-to-follow video lessons created by the Insurance Exam Queen – all aligned to your Life & Health Xcel Course!
Designed to replace the dullest parts of the Xcel course.
Fun, fast-paced content that helps you remember and retain.
Xcel Course – State-Approved (Value: $199)
You’ll receive your required course for official state certification.
Pair it with the Gold Class videos to:
– Skip the boring reading
– Breeze through quizzes
– Earn your certification faster
Tutor Support (Value: $597 for 100 Days)
Your tutor in your pocket: Get real-time help from certified, experienced tutors via a Telegram Group.
Ask questions anytime – get fast, friendly answers from support that actually supports you.
Live Classes (Value: $97)
Tackle tricky subjects during a live zoom session.
Lock in your knowledge through exciting, interactive formats.
Giving you real-time engagement and guided walk-throughs of key topics
Backed by over 2,900 5-star reviews, the Gold Course is cited as the #1 reason people pass their Insurance Exam for a special price of $169 ($297)
Why This Works
Unlike traditional prep, this Fast Track program is designed for speed and success
Your tutor in your pocket: Get real-time help from certified tutors.
Ask questions anytime! Inside a Telegram App Group you can get fast, friendly answers from tutor support that actually supports you.

PASS

A ‘No-Brainer’ Deal
Items Value: Over $990
– Xcel State Course $199
– Gold Class Series $97
– Tutoring Chat $597
– Live Classes $97
Price $169 $297 exclusively for our candidates
This custom-tailored offer is ONLY available here.
We’ve bundled the best of everything to ensure you pass – and enjoy the process!
Success
What’s Inside GOLD Classic
GOLD Classic is aligned to the Xcel pre-licensing course and provides you with an ALL-EXCLUSIVE OVERVIEW of the most tested topics aligned with your Xcel pre-licensing course on the LIFE & HEALTH INSURANCE EXAMS.
100 days access to over 27 hours of L&H curriculum helping you through the maze of terms and definitions, giving you clarity and leaving you confident to take the exam.

Life and Health
Mutual content: 5 hours 40mins
- General Insurance for Life and Health (some states test on this)
- Completing the Application (Life) / Field Underwriting (Health)
- State Law/Insurance Regulations for Life and Health (also in Silver)
Life
10 hours of Content
- Life Basics (some states test on this)
- Life Provisions, Riders, Options and Exclusions (HIGHLY tested in all states)
- Create an All Types of Life Policies Study Chart
- Joint Life Insurance Vs Survivorship Life Insurance
- Business Life Insurance Key Person and Buy Sell
- Term Life vs Whole Life Insurance
- Term Life Insurance
- Whole Life Insurance, Loans and Nonforfeiture Options
- Universal Life Insurance
- Variable Life Insurance
- Annuities
- Tax Deferred vs Tax Deductible
- Qualified Plans
- Traditional IRA vs Roth IRA
- Tax Treatment of Life Insurance
- MEC’s and 7 Pay Test
Health
12 hours of Content
- Health Basics (some states test on this)
- Health Provisions (HIGHLY tested in all states)
- Health Vocab: Fee for Service vs PrePaid
- Health Vocab: Benefit Schedule vs URC
- Health Basics: Perils Accident vs Sickness
- Private Vs Government Insurance
- Health Basics: Types of Losses
- Types of Limited Policies
- AD&D Accidental Death and Dismemberment
- Basic Medical vs Major Medical
- Major Medical Plans HMO vs PPO
- Major Medical Plans HMO’s
- Major Medical Plans PPO’s
- Cost Sharing: Copay, Deductible, Coinsurance, Stop Loss
- Cost Sharing: Deductible and Coinsurance Math
- FSA vs HSA
- Health Insurance: Individual, Group & Franchise
- Group Insurance
- Coordination of Benefits on Group Plans
- COBRA Insurance: Group Continuation
- Contributory vs Non Contributory
- Disability Policies, Taxes, Math Example & Notes
- Tax Deferred vs Tax Deductible
- Long Term Care: Intro, Levels of Care, Optional Benefits, Unintentional Lapse and Exclusions
- Social Insurance Medicare vs Medicaid
- Medicare Eligibility and Enrollment Periods
- Parts of Medicare
- Medicare vs Medicare Supplement