Life & Health

L&H PLATINUM

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L&H Gold Plus Live

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L&H Gold Plus

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L&H Gold

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L&H Silver

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L&H Bronze

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Property & Casualty

P&C PLATINUM

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P&C Gold Plus Live

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P&C Gold Plus

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P&C Gold

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P&C Silver

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P&C Bronze

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Adjusters

GOLD Adjusters

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PLATINUM Adjusters

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Fast Track Your Insurance Exam Success

The Royal Treatment Fast Track

Ultimate bundle for Life & Health Insurance Candidates.
Everything You Need to Pass – Quickly and Confidently.

Exclusive

The Exclusive $169 $297 Bundle Includes:

Gold Classic (Value: $97)

Engaging, easy-to-follow video lessons created by the Insurance Exam Queen – all aligned to your Life & Health Xcel Course!

Designed to replace the dullest parts of the Xcel course.

Fun, fast-paced content that helps you remember and retain.

Xcel Course – State-Approved (Value: $199)

You’ll receive your required course for official state certification.

Pair it with the Gold Class videos to:
– Skip the boring reading
– Breeze through quizzes
– Earn your certification faster

Tutor Support (Value: $597 for 100 Days)

Your tutor in your pocket: Get real-time help from certified, experienced tutors via a Telegram Group.

Ask questions anytime – get fast, friendly answers from support that actually supports you.

Live Classes (Value: $97)

Tackle tricky subjects during a live zoom session.

Lock in your knowledge through exciting, interactive formats.

Giving you real-time engagement and guided walk-throughs of key topics

Backed by over 2,900 5-star reviews, the Gold Course is cited as the #1 reason people pass their Insurance Exam for a special price of $169 ($297)  

Why This Works

Unlike traditional prep, this Fast Track program is designed for speed and success

Your tutor in your pocket: Get real-time help from certified tutors.

Ask questions anytime! Inside a Telegram App Group you can get fast, friendly answers from tutor support that actually supports you.

cartoon of three people climbing a rock as concept of team work to succeed

PASS

A ‘No-Brainer’ Deal

Items Value: Over $990

– Xcel State Course $199
– Gold Class Series $97
– Tutoring Chat $597
– Live Classes $97

Price $169 $297 exclusively for our candidates

This custom-tailored offer is ONLY available here.
We’ve bundled the best of everything to ensure you pass – and enjoy the process!

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"Thank you so much, Melissa, and the Insurance Exam Queen team! With the help of the YouTube videos and the study notes, I was able to pass the Connecticut Life Insurance Exam on my first attempt! Melissa's teaching methods are absolutely awesome. Melissa will also give you methods to prepare your mind for the exam. Thank you so much for your awesome methods of teaching!"

Google Review

"I will say she is the best teacher and thanks to her and her crew i passed my Life insurance exam in Arkansas. The vidoes and the lives are a great study help. I highly recommend her."

Google Review

"Where to begin? I passed my Ohio life insurance exam with a 93% and it could not have been done without Melissa and her true and natural gift of teaching such complex and difficult concepts and told me where to focus my attention on. Then and provided positive affirmations for which to utilize before studying and taking the exam."

Google Review

Success

What’s Inside GOLD Classic

GOLD Classic is aligned to the Xcel pre-licensing course and provides you with an ALL-EXCLUSIVE OVERVIEW of the most tested topics aligned with your Xcel pre-licensing course on the LIFE & HEALTH INSURANCE EXAMS.

100 days access to over 27 hours of L&H curriculum helping you through the maze of terms and definitions, giving you clarity and leaving you confident to take the exam.

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Life and Health

Mutual content: 5 hours 40mins

  • General Insurance for Life and Health (some states test on this)
  • Completing the Application (Life) / Field Underwriting (Health)
  • State Law/Insurance Regulations for Life and Health (also in Silver)

Life

10 hours of Content

  • Life Basics (some states test on this)
  • Life Provisions, Riders, Options and Exclusions (HIGHLY tested in all states)
  • Create an All Types of Life Policies Study Chart
  • Joint Life Insurance Vs Survivorship Life Insurance
  • Business Life Insurance Key Person and Buy Sell
  • Term Life vs Whole Life Insurance
  • Term Life Insurance
  • Whole Life Insurance, Loans and Nonforfeiture Options
  • Universal Life Insurance
  • Variable Life Insurance
  • Annuities
  • Tax Deferred vs Tax Deductible
  • Qualified Plans
  • Traditional IRA vs Roth IRA
  • Tax Treatment of Life Insurance
  • MEC’s and 7 Pay Test

Health

12 hours of Content

  • Health Basics (some states test on this)
  • Health Provisions (HIGHLY tested in all states)
  • Health Vocab: Fee for Service vs PrePaid
  • Health Vocab: Benefit Schedule vs URC
  • Health Basics: Perils Accident vs Sickness
  • Private Vs Government Insurance
  • Health Basics: Types of Losses
  • Types of Limited Policies
  • AD&D Accidental Death and Dismemberment
  • Basic Medical vs Major Medical
  • Major Medical Plans HMO vs PPO
  • Major Medical Plans HMO’s
  • Major Medical Plans PPO’s
  • Cost Sharing: Copay, Deductible, Coinsurance, Stop Loss
  • Cost Sharing: Deductible and Coinsurance Math
  • FSA vs HSA
  • Health Insurance: Individual, Group & Franchise
  • Group Insurance
  • Coordination of Benefits on Group Plans
  • COBRA Insurance: Group Continuation
  • Contributory vs Non Contributory
  • Disability Policies, Taxes, Math Example & Notes
  • Tax Deferred vs Tax Deductible
  • Long Term Care: Intro, Levels of Care, Optional Benefits, Unintentional Lapse and Exclusions
  • Social Insurance Medicare vs Medicaid
  • Medicare Eligibility and Enrollment Periods
  • Parts of Medicare
  • Medicare vs Medicare Supplement