Alabama

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Alabama, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested typically being around 5% to 10%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS
P&C Basics is one of the most important chapters and can be up to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING & HOMEOWNERS
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.  The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples. 

COMMERCIAL 
Alabama tests the heaviest on Commercial Policies. If you are taking Personal Lines, you do not need commercials at all, so you can skip this paragraph. Commercial takes up over 25% your exam score and it is an important component to you securing a pass on the exam. However, Commercial is hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds. If you’re taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO 
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series.

Arizona

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Arizona, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Arizona has this chapter tested typically around 6% to 7% depending on if you are taking just Personal Lines, or Just Property etc., but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and makes up almost 20% of your exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING AND HOMEOWNERS 
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters.

You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class. There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math.

It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

All of my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, saving you hours and stress. My Gold Series has the most extensive commercial videos – including CGL, Workers Comp and Bonds. Again, if you are taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series.

Arkansas

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Arkansas, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

TYPES OF PROPERTY
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult.  What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Arkansas state exam has this chapter at around 20% of the exam! This is a very important chapter for your exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

California

Download the PDF* or read below what I have written up what is most important for your state exam if you are in California, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO  KNOW
In CA you want to focus on General Insurance (31% of your Exam) and Personal Lines (38% of your exam) is made up of Dwelling, Home, Auto, Flood and Umbrella. These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE
General Insurance is 31% of your exam and is the foundational chapter and when you know it well, it helps with all the other chapters. You want to be very good at knowing these terms, especially anything related to contract law. All my Royal Treatment Class Series include a General Insurance Terms Class.

DWELLING & HOMEOWNERS
Dwelling and Homeowners (Property Policies) can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on policy names, policy coverages and amounts, which are Named or Open Peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

FLOOD
Flood is also a part of personal lines but it’s not a highly tested topic. There are some key things to know about flood and my Royal Treatment Class Series will go over them and tell you what to memorize.

PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

Now, in CA, Commercial is a big chuck on the exam, over 30%, BUT you do not need to know Commercial Policies to be able to pass because you only need a 60% to pass your whole exam. Commercial is hundreds of pages worth of study and content and you don’t need to know it all.

All of my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, saving you hours and stress. My Gold Series has the most extensive commercial videos – including CGL, Workers Comp and Bonds. Again, if you are taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split Limit and Per Occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

UMBRELLA POLICIES
Umbrella Policies are an easy concept to get points on. All my Royal Treatment Class Series include an Umbrella Class that tells you what to focus on.

PET INSURANCE
Pet insurance only makes up 2% of the whole exam so it’s not worth your brain space to know it. I do not cover it at all. In short, Get My Royal Treatment Class Series which includes Bronze, Silver, Gold and Platinum. All come with 100 days of access.

Colorado

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Colorado, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Colorado’s state exam has this chapter at around 35% of the exam! This is a very important chapter for your exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Connecticut

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Connecticut, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 30% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Delaware

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Delaware, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 50% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Washington DC

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Washington DC, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 30% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Florida

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Florida, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 30% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Georgia

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Georgia, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 20% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Hawaii

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Hawaii, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 40% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Idaho

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Idaho, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto 
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 10% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS
P&C Basics is one of the most important chapters and is 20% – 25% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING & HOMEOWNERS
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

All of my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, saving you hours and stress. My Gold Series has the most extensive commercial videos – including CGL, Workers Comp and Bonds. Again, if you are taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series.

Illinois

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Illinois, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

THE MOST IMPORTANT THINGS TO KNOW:

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 35% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Indiana

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Indiana, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

THE MOST IMPORTANT THINGS TO KNOW:

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 25% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Iowa

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Iowa, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

THE MOST IMPORTANT THINGS TO KNOW:

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 40% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Kansas

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Kansas, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

THE MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 40% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Kentucky

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Kentucky, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW 
– Principle of Insurance / General Insurance  
– Policy Provisions & Contract Law
– Dwelling and Homeowners  
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

PRINCIPLES OF INSURANCE/GENERAL INSURANCE 
General Insurance – this is called Principles of Insurance for your Exam Outline – is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at 6%, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

INSURANCE CONTRACT, INSURANCE COMPANY ORGANIZATION & REGULATION AND INSURANCE TRANSACTION/POLICY  PROVISIONS & CONTRACT LAW 
Policy Provisions & Contract Law – This is called Insurance Contract, Insurance Company Organization & Regulation and Insurance Transaction on your exam – is one of the most important chapters and can be up to 18% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING & HOMEOWNERS 
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

AUTO 
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

COMMERCIAL 
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series.

Louisiana

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Louisiana, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 12%-15% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is 15% – 25% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING AND HOMEOWNERS 
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

All of my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, saving you hours and stress. My Gold Series has the most extensive commercial videos – including CGL, Workers Comp and Bonds. Again, if you are taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series.

Maine

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Maine, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 40% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Maryland

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Maryland, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
– State Law
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 7-9% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is 13% – 28% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS 
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES 
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

All of my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, saving you hours and stress. My Gold Series has the most extensive commercial videos – including CGL, Workers Comp and Bonds. Again, if you are taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO 
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW 
Lastly, you want to be really decent in state law. It is a decent percentage of the exam, around 30-40%. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series.

Massachusetts

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Massachusetts, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
– State Law
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 10% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is 17 to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS 
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES 
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

All of my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, saving you hours and stress. My Gold Series has the most extensive commercial videos – including CGL, Workers Comp and Bonds. Again, if you are taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO 
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW 
Lastly, you want to be decent in state law. It’s a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series.

Michigan

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Michigan, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
– State Law
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 15% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is 25% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS 
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES 
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

All of my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, saving you hours and stress. My Gold Series has the most extensive commercial videos – including CGL, Workers Comp and Bonds. Again, if you are taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO 
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW 
Lastly, you want to be decent in state law. The percentage of the exam is only around 10%. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series. 

New Mexico

Download the PDF* or read below what I have written up what is most important for your state exam if you are in New Mexico, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 10% to 15% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is around 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS  
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES  
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

AUTO  
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series.

Minnesota

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Minnesota, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 20-30% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Mississippi

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Mississippi, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 20-30% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Missouri

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Missouri, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 40% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Montana

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Montana, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 40% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Nevada

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Nevada, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 40% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

New Hampshire

Download the PDF* or read below what I have written up what is most important for your state exam if you are in New Hampshire, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. This chapter is tested at around 15% of your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is around 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS  
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES  
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

AUTO  
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series.

New York

Download the PDF* or read below what I have written up what is most important for your state exam if you are in New York, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 10% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is around 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS  
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES  
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

AUTO  
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series.

New Jersey

Download the PDF* or read below what I have written up what is most important for your state exam if you are in New Jersey, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 40% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Nebraska

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Nebraska, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 10% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is around 15% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS  
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES  
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

AUTO  
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series. 

North Carolina

Download the PDF* or read below what I have written up what is most important for your state exam if you are in North Carolina, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 30% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

North Dakota

Download the PDF* or read below what I have written up what is most important for your state exam if you are in North Dakota, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW 
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 15% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is around 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS  
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES  
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

AUTO  
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series.

Ohio

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Ohio, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW 
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 10% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is around 15% to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS  
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES  
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

AUTO  
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series. 

Oklahoma

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Oklahoma, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 25% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Oregon

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Oregon, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 10% to 15% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is around 15% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS  
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES  
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

All of my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, saving you hours and stress. My Gold Series has the most extensive commercial videos – including CGL, Workers Comp and Bonds. Again, if you are taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO  
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series. 

Pennsylvania

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Pennsylvania, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 15% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is around 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS  
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES  
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

All of my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, saving you hours and stress. My Gold Series has the most extensive commercial videos – including CGL, Workers Comp and Bonds. Again, if you are taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO  
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series. 

Rhode Island

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Rhode Island, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW:

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 35% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

South Carolina

Download the PDF* or read below what I have written up what is most important for your state exam if you are in South Carolina, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 10% to 15% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is around 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS  
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES  
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

All of my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, saving you hours and stress. My Gold Series has the most extensive commercial videos – including CGL, Workers Comp and Bonds. Again, if you are taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO  
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series. 

South Dakota

Download the PDF* or read below what I have written up what is most important for your state exam if you are in South Dakota, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 30% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Tennessee

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Tennessee, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 25% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Texas

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Texas, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 25% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Utah

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Utah, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 10% to 15% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is around 15% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS  
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES  
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

All of my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, saving you hours and stress. My Gold Series has the most extensive commercial videos – including CGL, Workers Comp and Bonds. Again, if you are taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO  
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series. 

Vermont

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Vermont, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 10% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is around 15% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS  
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES  
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

All of my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, saving you hours and stress. My Gold Series has the most extensive commercial videos – including CGL, Workers Comp and Bonds. Again, if you are taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO  
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series.

Virginia

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Virginia, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 10% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is around 15% to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS  
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES  
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

All of my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, saving you hours and stress. My Gold Series has the most extensive commercial videos – including CGL, Workers Comp and Bonds. Again, if you are taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO  
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series.

Washington

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Washington, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 10% to 15% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is around 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS  
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES  
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

All of my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, saving you hours and stress. My Gold Series has the most extensive commercial videos – including CGL, Workers Comp and Bonds. Again, if you are taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO  
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series.

West Virginia

Download the PDF* or read below what I have written up what is most important for your state exam if you are in West Virginia, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 40% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.

Wisconsin

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Wisconsin, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW
– Principles of Insurance / General Insurance
– P&C Basics
– Dwelling
– Homeowners
– Auto
These categories require memorization of names, amounts, some math, and a working understanding of how this type of insurance works.

PRINCIPLES OF INSURANCE / GENERAL INSURANCE 
General Insurance is the foundational chapter and when you know it well, it helps with all the other chapters. Most states will range in how much this chapter is tested at around 10% on your exam, but since it’s the foundation for all else, you want to be decent in knowing these terms, especially anything related to contract law. All of my Royal Treatment Class Series include a General Insurance Terms Class.

P&C BASICS 
P&C Basics is one of the most important chapters and is around15% to 20% of the state exam. This chapter covers Policy Structure, Policy Provisions, and lots of definitions. All of my Royal Treatment Class Series include a P&C Basics Class.

DWELLING  & HOMEOWNERS  
Dwelling & Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You want to focus on policy names, policy coverages and amounts, which are named or open peril. All my Royal Treatment Class Series include a Dwelling and Homeowners Class.

MATH QUESTIONS RELATED TO PROPERTY POLICIES 
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply. The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All of my Royal Treatment Class Series include math examples.

COMMERCIAL POLICIES  
Commercial Policies will not normally make or break your ability to pass your exam. If you are taking Personal Lines, you do not need commercial at all, so you can skip this paragraph. It is great to have some working knowledge to secure points from this section – but, Commercial is hundreds of pages worth of study and content and you do not need to know it all.

All of my Royal Treatment Class Series include a Commercial Class that tells you what to focus on, saving you hours and stress. My Gold Series has the most extensive commercial videos – including CGL, Workers Comp and Bonds. Again, if you are taking the Personal Lines exam, you do not need to know any Commercial Policies.

AUTO  
For Auto insurance, you’ll get tested on both Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. All my Royal Treatment Class Series include an Auto Class that tells you what to focus on.

STATE LAW
Lastly, you want to be really decent in state law. It is a decent percentage of the exam. You need to know which regulations and numbers are the most important and most tested. I teach you what areas to focus on and memorize from these chapters. You will find this in the regulations classes which are included in all my Royal Treatment Class Series.

Wyoming

Download the PDF* or read below what I have written up what is most important for your state exam if you are in Wyoming, and where you should spend your time during your studies. (*PDF correction: ‘Platinum’ package is no longer available.)

MOST IMPORTANT THINGS TO KNOW

INSURANCE TERMS & RELATED CONCEPTS, AND POLICY PROVISIONS & CONTRACT LAW 
Insurance Terms and Related Concepts, and Policy Provisions and Contract Law are two of the simplest chapters to study since they have the least amount of material to study, usually about 20 pages in total for both chapters. It is very easy to grab many points here, then it is to grab them in any of the other chapters.

Most of these chapters are definitions that can be easy to memorize when you use my class series. If you have already studied and failed, these are most likely the chapters you need help on.

TYPES OF PROPERTY 
For the Types of Property chapter, it can be really difficult to grab many points here because the chapter is so large. You’re reading a hundred pages worth of study, so trying to secure points across hundreds of pages worth of material can be difficult. What I encourage people to do is to focus on Dwelling, Homeowners, and Flood.

Dwelling and Homeowners can seem difficult to understand but after I break them down in my Royal Treatment Class Series, you’ll see how easy you can get a lot of points in these chapters. You’ll want to focus on Policy names, Policy Coverages and Amounts, which are Named or Open Peril.

MATH QUESTIONS RELATED TO PROPERTY POLICIES
There are also math questions related to Property Policies, but you never quite know if you’ll get 0 or 5 questions with math. It won’t break you to fail every math question if you are strong in other areas, but it certainly helps to be prepared for them and I teach them very simply.

The math on the exam requires a memorization of insurance rules, coverage amounts, an equation to learn and input into a calculator (most every state allows calculators). All my Royal Treatment Class Series include math examples.

TYPES OF CASUALTY
For Types of Casualty, this is another hundred page chapter that can be difficult to secure points in, so we focus on Personal Auto and Commercial Auto. Personal Auto is easier, so make that your biggest focus. Memorize the Parts of an Auto Policy, how they respond in an accident and definitions like Split limit and Per occurrence. Umbrella also comes from this chapter too and that’s an easy concept to get points on. All my Royal Treatment Class Series include an Auto and Umbrella Class that tells you what to focus on.

COMMERCIAL POLICIES
Commercial Policies are inside both Types of Property and Types of Casualty. Commercial Policies are hundreds of pages worth of study and content and you don’t need to know it all. All my Royal Treatment Class Series include a Commercial Class that tells you what to focus on with my Gold Series having the most extensive commercial videos including CGL, Workers Comp and Bonds.

STATE LAW
Lastly, you want to be really decent in state law. Your state exams has this chapter at around 40% or more of the exam. While every state is different and has different numbers, you need to know which numbers are important, and which things you should memorize from this chapter. I teach that information in my insurance regulations classes which are included in all my Royal Treatment Class Series.