Apr 30, 2025 | Study Notes, Life & Health
Guaranteed Renewable/Insurable/Non-Cancellable Guaranteed Insurability vs. Guaranteed Renewable Both have the word Guaranteed at the front so let’s throw that out … Insurability … versus Renewability. Guaranteed Insurability means just that, you are...
Apr 28, 2025 | Study Notes, Life & Health
Medicare Medicare is a government program to help people with medical expenses. It is composed of 4 PARTS. Part A: helps pay hospital bills. Part B: helps pay Dr. bills. Part C: is a program called Medicare Advantage. Part D: helps pay for prescriptions drugs. The...
Apr 25, 2025 | Study Notes, Life & Health
EXCEPT Questions When you see a question that says all of the following are true EXCEPT, it’s basically asking what is false. When I see questions like this, I recommend reading it without the word EXCEPT. As soon as I eliminate the word except, I know now that...
Apr 23, 2025 | Study Notes, Life & Health
Dental Definitions Restorative – RESTORES teeth Oral Surgery: Prosthodontics – Prosthetic/Fake/Dentures Endodontics – INside the teeth Periodontics – Perimeter of the teeth Orthodontics – Outside of teeth/On top of teeth Basic...
Apr 21, 2025 | Study Notes, Life & Health
HSA, FSA, HRA & MSA Most likely going to be tested on: HSA – Health Savings Account A way to save money, before taxes, to help pay for medical costs. You MUST have a High Deductible Health Plan to qualify for an HSA. The money can roll over year to year. If...
Mar 12, 2025 | Life & Health, Study Notes
Types of Life Policies: Key Points TERM Life Insurance Duration: Lasts for a specific term or set amount of time. Cost: Generally the least expensive option. Purpose: Ideal for those needing coverage for a specific period, like until a child finishes college or until...
